COVID-19 Home Test
*FOR COVID-19 HOME TEST SELECT INSURANCE CLAIM: Applies to fully-insured and self-insured group and individual coverage, including FEHB plans until the end of the public health emergency. This also applies to Medicare and Medicaid plan coverage. Covers up to eight (8) rapid antigen single-test kits or four (4) rapid antigen two-test kits per month. COVID-19 home test kit returns will not be accepted. At-home COVID-19 tests are excluded from all coupon discounts and promotions, including CarePass® and ExtraBucks Rewards®.
Where to Buy Home COVID Tests?
CVS Pharmacy offers several home covid tests, including BinaxNOW, Ellume, Pixel, and QuickVue. CVS Pharmacy also offers other in person covid testing options at a location near you.
What is the Difference Between PCR and Antigen Tests?
A PCR (polymerase chain reaction) test is a type of molecular test that often requires a patient sample to be sent to a lab for analysis. Getting results can take anywhere from several hours to days after being received at the lab. A PCR test can sense low levels of viral genetic material (e.g., RNA), so these tests are usually highly sensitive, which means they are good at detecting a true positive result.
An antigen test, or rapid antigen test, detects viral proteins and provides results in less than an hour. Antigen tests tend to be less sensitive than molecular tests, but you are able to get results more quickly.
You may purchase your own antigen test or PCR test to perform yourself at home. The at-home PCR test sample has to be mailed to a lab for analysis.
How to Test Yourself for COVID-19?
If you are going to test yourself for COVID-19 at home, you'll need to purchase a home test kit. Be sure to carefully follow the instructions provided with the manufacturer's product packaging. Most self-test kits require either a nasal swab or a saliva sample. Wash your hands with soap and water for about 20 seconds before opening the test, then follow the included instructions to obtain your saliva or nasal sample. The kit should include everything you need to complete the test from the comfort of your home.
Make sure you time your test according to the instructions in order to ensure you get the most accurate results possible. If you test positive, it's important to stay at home and isolate yourself according to CDC guidelines. Inform a healthcare professional of your results, and be sure to let your close contacts know, too. Home tests provide an easy way to get results if you're concerned that you may have contracted COVID-19.
Are At Home COVID Tests Covered by Insurance?
COVID-19 home tests are now covered by select insurance plans*. Please contact your insurance provider to confirm eligibility and get information about your insurer’s claim submission process. *Applies to fully-insured and self-insured group and individual coverage, including FEHB plans until the end of the public health emergency. Does not apply to Medicare and Medicaid plan coverage.
Can I Return an At-Home COVID-19 Test After I Purchase?
CVS is not accepting returns of at-home COVID-19 tests.